How to Become an Insurance Underwriter

How to Become an Insurance UnderwriterHow to Become an Insurance UnderwriterAmong the career paths in insurance, insurance underwriters analyze insurance applications to determine whether they should be accepted or rejected. Insurance underwriters may be employed by insurance companies or by independent insurance brokerage firms. While they normally fill a back-office role in support of insurance sales agents, they sometimes accompany the agents on sales calls to clients or prospective clients. Job Openings ?? Available insurance underwriting positions can be found on various job websites such as Glassdoor, Indeed, and CareerBuilder. In addition, insurance companies may post job openings directly on their company website. Education To become an insurance underwriter, you must have a bachelors degree. Any coursework in business, finance or accounting can be helpful, but is not required. A high degree of computer literacy is important, as the position involves performing data a nalysis, which is commonly computerized. A Master of geschftliches miteinander Administration degree can be a useful credential, depending on the firm. Certification ? Entry-level jobs usually require no special training or certification. However, obtaining some formal certification often is important to advance in the field. The Insurance Institute of America (IIA) and the American Institute for Chartered Property Casualty Underwriters (AICPCU) are the leaders in insurance underwriting training and certification. The most respected credential that they offer is Chartered Property and Casualty Underwriter (CPCU). It requires passing eight out of 11 courses and having at least three years of relevant insurance industry experience. The CPCU is awarded either in commercial or in personal insurance. Job Responsibilities Depending on the type of insurance being requested, insurance underwriters may conduct independent investigations of applicants, such as credit or background che cks. Also, if property insurance is sought, insurance underwriters may need to enlist the help of professional appraisers.? Actuaries assess risk at a macro level, determining the proper premiums and policy terms for broad categories of individuals and properties. Insurance underwriters work at a micro level, analyzing specific applications for insurance, and setting the specific policy terms and conditions for each that they accept, within guidelines set by the insurance carriers. Among these terms and conditions is the premium to be paid by the insured. Typical Schedule The majority of insurance underwriters work close to a standard 40-hour week, normally from fixed office locations. However, some insurance underwriting jobs require varying degrees of travel, such as those related to the insuring of workplaces, construction sites, and ships. In these cases, the insurance underwriter usually must inspect the venue to assess the risk. Advantages and Disadvantages Insurance u nderwriting will appeal to analytical people. It also can lead to opportunities in general management within the insurance industry. However, in some specialties, such as writing various lines of personal insurance, where you process data in a fixed office location, the job can become mechanical and repetitive. Salary Range ?? The median annual compensation for an insurance underwriter is $54,803 according to January 2019 data, with the top 10 percent earning $85,000.

Customize this Outstanding Publicity Manager Resume Sample

Customize this Outstanding Publicity Manager Resume SampleCustomize this Outstanding Publicity Manager Resume SampleCreate Resume Mary Sibley100 Broadway LaneNew Parkland, CA, 91010Cell (555) 987-1234emailexample.comProfessional SummaryPublicity Manager dedicated to working with individuals and companies in an attempt to help them earn favorable press in the media. Possess wonderful people skills and has an abundance of contacts within the press. Creates and implements publicity plans for individuals and companies to follow.Core Qualifications Media contacts Strategic planner Innovative tactics Excellent communication skills Marketing Draft press releasesExperiencePublicity Manager, April 2012 PresentDana Communications Corporation Pasadena, CA Develop and maintain public relations with local, national and international media channels, including digital ones. Research and write press releases that show the company in a favorable light and design press materials and kits. Generate i deas and identify opportunities for media coverage, pitching media ideas to appropriate media outlets. Draft content for the company websites blog designed to manage and promote a favorable image of the company. Write and update the biographies for all members of the staff, including the company members, artistic staff and senior staff. Arrange pre-show chats and interviews and meet-the-members activities in order to generate exposure for key members of the company.Publicity Manager, August 2008 May 2012Los Angeles Business Bureau Los Angeles, CA Assisted marketing staff by arranging community events and promotional activities in connection with company events. Served as a contact for regional and local publicist for all publicity activities on tour. Researched and wrote repertoire sheets for the company.Education2008 Bachelor of Science, Public RelationsUniversity of California Los Angeles, CACustomize Resume

Targeting Cancer Drugs to 3D-Printed Tumors

Targeting Cancer Drugs to 3D-Printed Tumors Targeting Cancer Drugs to 3D-Printed Tumors Targeting Cancer Drugs to 3D-Printed TumorsIf physicians knew in advance which medication would most effectively target a patients cancer, theyd immediately administer it. That efficiency could eliminate the lengthy trial-and-error process doctors now go through to find the best anti-cancer drug for each patient.To achieve that, researchers at Rensselaer Polytechnic Institute and Albany Medical Center are developing a technique to 3D-print geschwulst models that can mimic the behavior of a tumor inside a persons body. The goal is to accelerate the development of personalized anti-cancer drugs, says David Corr, one of the studys principal investigators and a Rensselaer associate professor of biomedical engineering.For You 3D Printing Blooms in Biomedical The problem with many of todays cancer treatments is that doctors dont know in advance whether a specific drug will target their patients tumors. They introduce an anti-cancer drug to a patient and then perform imaging and blood tests to see if the drug has been helpful. If tumor cancer markers are low, the doctor keeps the patient on the medicine. If leid, they introduce another drug.One of the main challenges in developing new and effective cancer treatments is the lack of adequate tumor models that can mimic in the laboratory how tumors may behave in a specific individual.Prof. David Corr, Rensselaer Polytechnic Researchers at RPI and Albany Medical Center develop 3D bioprinting and imaging techniques to generate and analyze tumor models outside the body. Image Rensselaer Polytechnic InstituteOne of the main challenges in developing new and effective cancer treatments is the lack of adequate tumor models that can mimic in the laboratory how tumors may behave in a specific individual, Corr says. To achieve that, we have to not only develop new 3D bioprinting techniques to generate tumor models with prescribed cell composition and architecture, but also new imaging techniques to visualize how different drugs interact with cancer cells depending on where they are located within these tumor models.To build the tumor, researchers use a 3D printer to deposit living cells, which are infused in an ink or gel to keep them alive, layer by layer. The materie is then incubated in a cell culture that mimics human body conditions.After the tumor has been 3D printed, doctors would use the imaging technique to analyze the tumor while introducing drugs to it. That would allow researchers to examine the capability of drugs to bind to cancer cells, says Margarida Barroso, an associate professor of molecular and cellular physiology at Albany Medical College.Cancer cells possess specific receptors, which are proteins that act like antennae to which drugs can be targeted to lead to the eradication of tumors, Barroso says. Our imaging approach can detect the binding of drugs to those cancer antennae througho ut the tumor in its native environment.Doctors use the technique to determine how well a drug actually targets and binds to a tumors cancer cells to ensure all cancer cells are targeted and not just a small fraction.If a drug didnt target and bind to all the cancer cells, the physician could repeat the analysis using a different drug. A medication that successfully targeted and bound to all the cancer cells would be introduced to the patient, Barroso says.The research aligns with the universitys Center for Biotechnology and Interdisciplinary Studies, a group of researchers from across the institute that addresses cancer through a systems-based approach.Complex diseases such as cancer require a multifactorial approach. This project is an example of how Rensselaer, with its clinical partners, is changing the Healthcare paradigm by leveraging cutting edge technologies such 3D printing, and developing new imaging tools with a goal to deliver a personalized treatment modality, says Deepa k Vashishth, CBIS director.Jean Thilmany is an independent writer.Read MoreMini Sensor Detects and Measures What We EatEngineers Contain Cancer Cells For Further Discussion